Scams Message you must ignore for security reasons (banks)

Dear able customers,‎
Bank will NEVER request for your account information or an update of your personal banking details (including BVN) via e-mail or telephone.
As an added precaution, do not click on links included in any e-mail if you think the e-mail looks suspicious, even if it is from someone you know. Make sure you delete any chain or junk e-mails delivered to your mailbox or phone.
Remember that the login pages of our online banking platform are encrypted and a locked padlock or unbroken key symbol will always appear in your browser when accessing our platform.
Please DISREGARD and DELETE all such emails as these are scam emails intended to defraud you.
In addition, NEVER generate a token or passcode for anyone via telephone, e-mail or internet chat.
To report such emails or for more information, please go to your bank customer care. ‎
Here are the fraudlent messages send by scammers ‎
We have been alerted to a fraudulent SMS being sent to customers informing them that their “debit card  has been disabled due to the CBN’s directive on BVN, and are required to call customer care on 07012215842 to reactivate” This is a scam and the purpose of this scam is to capture your credentials and use them to commit fraud.
 
If you receive this SMS, or any other similar messages, delete them immediately. Do not call the provided number in the message.‎
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fake SMS
Dear customer, Due to our system upgrade your ATM CARD has just been de- activated, to re- activate, kindly call Customer care, Mr john Edward on, 09035631918 Sent by 09023510799
 
Dear customer, due to the BVN validation in compliance with CBN bank directives, your ATM card has been de activated call our help line on 09039248945 now. Sent by 08060667151, +2349030087594.
 
Dear customer, due to the new Bio-metric verification method, your ATM has been deactivated, to reactivate Kindly call customer care on 07030320865, Thanks.
 
fake EMAIL
Dear Esteemed Customer,
According to our records, you registered for our Diamond Online Customer Digest monthly bulletin and this comes with a monthly charge 
of N10, 050:00. 
As your opinion is important to us, we would like to ask you to confirm this request
http://ibanking.diamondbank.com/corp/BANKAWAY? Action.RetUser.Init.001=confirmdebit
If you wish to reject the registration request, follow the cancel reference below
http://ibanking.diamondbank.com/corp/BANKAWAY? Action.RetUser.Init.001=canceldebit 
You would have to confirm you are an active account holder with us by following the procedures from your Diamond Bank account.
Thank you for choosing Diamond Bank
PRIVACY POLICY ACCESSIBILITY TERMS OF USE SITEMAP Diamond Bank2016
 
 
Dear felimimian@yahoo.ca ,
Please note that your Diamond Online ACCOUNT has been DISABLED to transact with your card internationally at the ATM, POS or online.
Kindly re-validate your BVN number with your online account, follow our site below immediatelyhttps://diamondonline.diamondbank.com/
Your account will be disabled if you fail to go through this process completely.
To add security features to your account, sign in through herehttps://diamondonline.diamondbank.com/home/‎
Please share this message to eliminate fraudsters

5 site that can easily expose you to phone and computer Malware (virus) and best solution to quit

Mobile and Desktop malware is malicious software that targets mobile phones or wireless-enabled Personal digital assistants (PDA), by causing the collapse of the system and loss or leakage of confidential information.Also Anything that works against your system operation is virus.
Virus has cause a lot of damages in our society‎ where many company merely shut down and individual loose a life cost file duet to system malware, so We are going to tell you the ways to easily get malicious file and also  the most effective ways to hinder us from the malware exposure:

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5 WAYS YOU CAN EASILY CONTACT MALWARE (VIRUS)
1. CHEAT SITE: Cheat site is a popular site that offers short cut/quick link in any platform to get full features of authentic software or applications. Cheat site will give a code file or applications to insert in your phone or laptops for easy access of an unauthorised site , link or software.

HOW TO GET VIRUS ON CHEAT SITE?
Wrong files: Some of the applications or software codes file issued by some cheat site may not be compatible with your own gadget (system) which will lead to malfunction of your gadget while some files are compatible  but not complete. Some of the users end up downloading mac file on window versions which will lead to crash.
Unauthorized link:  A site or software owner mighty have a code saying whoever comes through the  cheat link should get this file (virus) so once you operate through the link gotten from cheat site your phone or laptop will get virus,Meaning that cheat site sometime give wrong channel access or wrong pin just to keep their promise to their users.
Avoid paid software: avoiding paid software will lead to 99% exposure to malware, Some cheat site are used by the software  manufactures to differentiate from the fake and original.
Some manufacturer  files, Apps or code – mighty has a tag price of $3 and at the same time have the virus one which is free. So when you contact virus through the fake link, you will be force to go for genuine one.

Some file are incomplete which mighty leads to crash of your phone/laptops.

2. LOW PROFILE SOFTWARE/APPLICATION SITES:
There are many software site / application site  that want to imitate the high profile site or recommended software site. So try to know the recommended software site for your gadget.

How can you contact virus through software/application site.
(a) Unable to Update software/ application site.
Some of site might not be able to update their software/applications to reach the latest version of operating system. Mind you that once software/application is outdated it will work against your phone/laptop because once you update your phone/laptops you need to also update those application / software.
(b) Display unwanted ads– some low profile site app  comes with pop up ads that will show up in your browser once you are online at the same time drain your data and bandwidth.
‎Pop ads – are those advert that show in your screen when not needed and if you want to delete it, it will redirect you to another site. So some of the pop ad is in your browser. Sometimes create a lot of traffic usage for you, consuming a lot of data – and slow your system which is now virus.

3. CRACK SITE: Crack site are those site that are specialised to show keygen, user id or client Number of any application/software
There are some of apps/software that are high in price tag so what this crack site do is to provide some keys to open those apps/software for pro uses.

How can you get virus in crack site
(a)By downloading cracked key/file and so on, some of the manufacturers hide one or two code which will make the app to be a virus once it come through that unauthorised key gen.
(b)While going through a crack site, your phone or system can be hacked: i.e. when your phone/gadget is been hacked, they can have access to all your essential files once you come online.
(c) Free Download Site: 80 percentage of free download site are always comes with negative aspect. It encourages piracy and  copyright  abuse. the free download site always try to remove the the recommended procedures and compile all the files in one packages.
Example: if you want to download mozilla firefox browser you will first download the linker before you start to install all the mozilla feature online and during the online install, it check you version and select the appropriate file. But the free download site compile all the files once, mind you that some of the compiled file is outdated.‎

How can we get virus in free site
*Some of free download file come with ads.
*Some of free download increase data usage due to ads and high range traffic from your IP address and all this can be done without concern .
*Hard to take updates because the is no company serial number.‎
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4. PORN SITE: (some) Porn site are those site where nude,sexual, lesbian, gay picture/video are display.
How to get virus on porn site
Some  porn site have some embedded ad code on them that can easily add a pop up ads on your browser and hardware of your computer When you try to delete then, it will refuse.(some) and it generate traffic from your IP ID once you come online.
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5. BROWSERS : some browsers are not reliable meaning that they have ads addon widget when downloading. some browser are not good for your system.‎

How to save yourself from contacting online malware (virus) into your system
1. Try to use a recommended site app with high profile: A recommended site apps send bug feed back to the software manufacturer for fixed and always keep software updates.
2. Buy apps from the manufacturer not the publisher.
Why: The manufacturers deliver it to the publisher to carry on. So I will advise you to get the manufacturer warrant to avoid losing all content due to virus.
3. Installation alarm: installation alarm always pop up when an unsupported file is about to install. Try to set your installation alarm in your system which will help you to detect harmful software during activation.‎
Browser setting to reduce malware


(a)Set your browser not allow re directs.
*Got to your browser.
*Right click or left click at browser home key depend on your gadgets and select setting.
*Searching for site permission.
*Select redirect disallow and other settings.
(b)Set your browser to detect harmful site.
You can set your browser to alert you
when you try to access harmful site.
When the site is not secured‎,A Notification  alarm will display in your screen telling you the site is not secure “should we show all”

Note: To get the full feature of browser security always try to update your browser.

(c)Clear your history always history always – still go to privacy and security to clear more history which will totally restore your browser.
Clear the cookies or block your cookies while accessing those load site.
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10 Reasons why you have less or NO facebook LIKEs

The reason why you have less facebook LIKE
I have seen many good picture and post at Facebook that has two or three facebook like,It seems as if people are not seeing your picture or what?.
‎ I make enquiry and I came up with 10 reasons why you and your friend has less facebook LIKE.
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Here is the reason why your pictures and posts did not have many Facebook LIKE.

1.The pictures pixel is too high:
Facebook is a large site that will accept any size of picture uploaded without warning. But mind you that mark zukerberg or  Facebook admins  don’t access those picture – Those picture is being accessed by me and you (the users), so when your picture is too big in size it will not load fast, mind you that if your picture is slow in loading the lighter ones will first appear before yours and during the loading and I saw a picture below your pictures that have already shown, I will purposely scroll down to see other pictures leaving yours behind. So the lighter the picture the better and compree your photos before uploading.

One of the photos are still loading

2. Facebook is a dynamic site: Facebook always changes while accessing it. Let us assume you want went offline for 2 days and comeback , what Facebook will do once you comeback online is to show you the post since you went offline – i.e. the posts from last two days – mind you that once you read one of the past two day post and reload – it will start from latest post – i.e. the current post – so for you to get more like – re-share those picture or message.

3. When you have less friend list at facebook: When you have less friend at Facebook, what you will do to attract more like in your post/picture is share it to world.
When your share your post and images to the world every pass by will sure notice it.
There are more than four option for sharing in Facebook.
(a) Share in your timeline: when you share post in your timeline, it will be at personal homepage.
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(b)Share with friends: only your friend list will see your post.
(c)Share public: everybody can see it.
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(d)Share to family and friend: display only on family and friend page.
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Try to share in public if you discover that you don’t have much friend list.

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(4)Facebook setting moderation: THERE are some facebook users that don’t know how to moderate his timeline or pages, if you don’t moderate your timeline and pages or group what will happen is that any user can post anything in your page or timeline,so moderate in other to have quality contents for LIKES.‎
(5)Time Factor: Learn to target your audience. If you are an advertiser or awareness creator, etc, try to know the live time for your target customer. Assuming you want to target Nigeria for advert or post share – you don’t just post by 12 am to 6 am –because 90 percentage of Nigerian are sleeping and before morning other post will congested leaving your post behind. If you are targeting Nigeria, it should by 6:30 – 9:30 am time for work then evening ths 6pm – 11:30pm.
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6. You don’t add meaning to the posts: Some facebook pictures has less like because they didn’t  come with short sms for description of the pictures. Mind you that not everybody knows how to read picture – some prefer reading text than watching picture. So try to add a description text in your Facebook posts/pictures.
7.Friends list features:
This one of the main reasons why your pictures or post are have less facebook LIKEs….‎
(a) 80 percent of your friends are from french country and you post in English language,
(b) 80 percentage of your friends claim to be a christian and you post porn pictures.
8. NON reply of comment: did you know that there are some facebook users that prefers reading comments than the actual post?
So try to reply politely to the comment in order to make your pictures and posts viable.
9.Try create a cool video about your self, it will make the followers or friends to like you more.
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10. Lastly, ignore Birthday messages: respond to the birthday alert or notifications.  try to tell your friends that you care for them, it will trigger them to like (LIKE) your post and images

17 ways to secure Your bank Account from bank scams and fraudsters

You may be aware of a recording of a phone conversation purportedly involving a fraudster trying to convince a bank customer to reveal her account details. This recording is indicative of the increasing sophistication of scammers and the need for customers to remain vigilant at all times.

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Please see below some important points to note from the phone recording:
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1.     A call from or email from Banks will address you by your full name (as captured in your account opening documents).
2.     Always access Banks Online by searching ” official website of the bank in google” only via official website . and not through any other link (especially those sent via email).
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3.     Do not open suspicious texts, popup windows or emails.
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4.     Giving away one-time PINs (OTP) and token information is very risky and can be likened to giving your house keys, the key to your safe or even your Debit card and the PIN number to total strangers.  You simply wouldn’t do these things and don’t do the same with your tokens and OTPs.
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5.     Bank protects its customers by sending OTPs only to their registered phone numbers and sends emails whenever an account is logged into from a device.  The bank Mobile app cannot be registered on more than one device at the same time.
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6.     Bank Mobile App is by far the safest way to transact, with less inherent risk than using online services on shared computers, cards at merchants you don’t know and certainly lower than the risk of  having your signature forged on a cheque.
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7.     Bank’s Enterprise Fraud Management software runs complex scanning of customer transactions to pick up on any suspicious trends and eliminate fraud at the source.
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8.     If you are ever in doubt over the authenticity of a call or email claiming to be from  Bank, hang up the call immediately and seek assistance from our 24 x 7 contact centre where the agents will be able to help you in a safe and fully authenticated manner.
9.     Try to  meet your bank customer care personnel at least once a week to ask if their is any new invention from the authority.
9.    If possible ask the customer care personnel to give their branch phone numbers.
10.  Check the website well before you open. Bank.ng, bank.net, bank.org etc. is different from bank.com….so be careful
11.  When unknown person called you claiming to be a banker, ask him/her some questions like. What is your name?, which branch are you calling from?, did you know me in person( have we met before?)‎
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12.   Don’t give anybody the last serial number at the back of you ATM card.( the small 3 digit)
13.   When in public network….like WiFi, cyber cafe or business centre try to clear the browser history before leaving the arena.
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14.   Pick some banks flyers and keep it, some time when an issue comes up you can personally call the bank management for proper guide through the flyers.

‎15. Email content usually comes with a link for customers to click on and recipients are often deceived by phishing attempts since messages appear to be sent by Diamond Bank.
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16. Users are either asked to call a number or directed to a fake website and prompted to enter private information.
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17. In recent times, new phishing attack attempts to draw the attention of recipients with the following subject line ‘’BANK MONTHLY CUSTOMER DIGEST SUBSCRIPTION, ATM CARD DEACTIVATION DUE TO BVN, INTERNET BANKING ALERT’’.
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HOW TO STOP SCAM MESSAGES

1. Security is incomplete without you. Protect your account details
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2. NEVER click on any link embedded in an email to unsubscribe/de-activate.
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3. When in doubt delete or call our 24hours Contact center before taking any action.
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4. Always ensure the sender of all emails from Bank is ‘’noreply@yourbank.com’’.
   

   ‎Bank emails are always non reply….. so any message that tells you to reply seems to be fraud.

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nigeria scam alert: NDLEA latest scam news, fake recruitment 2016

The National Drug Law Enforcement Agency (NDLEA) has called on members of the public to be mindful of the activities of fraudsters who pose as recruitment agents of the NDLEA and report promptly to the authority for necessary action. The Agency will arrest and prosecute those involved in the criminal act.

The above image shows the last vacant at NDLEA 2013.

The above image show the fake circular used by fraudsters. 

The above image show that there is no vacant at NDLEA

NDLEA as a reputable government Agency conducts its affairs transparently in line with established procedures and with respect for the rule of law. Besides, applicants do not pay money for employment in the Agency.

Members of the public should not be deceived as there is nothing like secret recruitment.
It is worrisome that despite the presence of NDLEA offices in the thirty-six (36) States of the Federation and the Federal Capital Territory (FCT) Abuja; some people still prefer to deal with fraudsters when they can easily go to the office closest to them for confirmation.